Harley-Davidson® Financing

Why should I finance my new/used motorcycle through Barrie Harley-Davidson®?

At Barrie Harley-Davidson®, we offer one-stop shopping through Harley-Davidson® Financial Services Canada. You can strengthen your credit while freeing up your hard earned cash with our fixed rate loans, low down payments and terms up to 84 months. You also have access to the great products that Harley-Davidson® Financial Services offers such as the Harley-Davidson® Extended Service Plan (ESP), Guaranteed Asset Protection (GAP) and credit life/critical illness insurance, just to name a few. All these products as well as any added parts & accessories and MotorClothes® can be rolled into one monthly payment! Can your bank do that?

What is your interest rate?

We have seen interest rates from single digits to double digits; it depends on a variety of variables such as your credit situation, the size of your deposit, the term of your loan, and the motorcycle you are interested in. Please feel free to make an appointment with me so we can further discuss your options.

My line of credit has a lower interest rate, why should I finance through Harley-Davidson® Financial Services?

Interest rate is important but at the same time it is only one component of the financial transaction. Home Equity Lines of Credit (HELOC) are based on variable rates which means you may have an attractive interest rate now, but it could potentially leave you vulnerable in the future compared to a fixed rate loan. HELOC were also designed for the things in life that cannot be financed and to smooth out short term gaps in income versus expenses. Using your HELOC to purchase a motorcycle takes away from your availability to use your line of credit when you really need it. Combine this with interest only payments on a HELOC and you will find that over the long term, your motorcycle is costing you considerably more money that if you choose a fixed rate, fixed term finance option.

Harley-Davidson® F&I Creed

"I am a Harley-Davidson® Finance & Insurance Professional. I understand that it is my responsibility to deliver an exceptional Harley-Davidson® experience to each and every one of our customers.

I am responsible for ensuring the realization of our customer's motorcycling dreams. I am responsible for the financing of the motorcycles and its related products and services. I am responsible for providing an awareness of available options to protect our customer' finances and their family's well being as it relates to their Harley-Davidson® purchase.

I am knowledgeable about the products I sell. I am prepared, organized, thoughtful and pleasant. I am committed to honesty and always act with integrity. I am carrying out over a 100 year old tradition of hard work, dedication and commitment. I am a Harley-Davidson® professional."

-Harley-Davidson® Financial Services.